Tip of the Week – Liability Insurance


We would like to take this opportunity to inform all PTSA members that are currently purchasing their Professional Liability Insurance through the HDF Insurance/PTSA insurance program that the renewal for the 2017-2018 term has been available on the HDF website since November 1, 2017.

To avoid a lapse in coverage please ensure that the renewal is processed on the HDF website prior to January 1, 2018.  All policies must be renewed prior to January 1, 2017 regardless of the original purchase date.

Please visit the HDF dedicated site here:


Click on the ‘Renewal’ option and complete the renewal form.  A renewal certificate will be emailed immediately upon completion of the form.

Please find below the Limits of coverage and corresponding premiums for the 2018 – 2019 term:

Premium                                                                                   Professional Liability Limit

$100                                                                                            $1,000,000 per loss/$1,000,000 per policy period

$125                                                                                            $2,000,000 per loss/$2,000,000 per policy period

$140                                                                                            $2,000,000 per loss/$4,000,000 per policy period

$150                                                                                            $5,000,000 per loss/$5,000,000 per policy period